EBITDA
Earnings before investment income and
finance cost, tax, depreciation, amortisation,
write-offs, impairments and losses
ESD
Enterprise and supplier development
ESOP
Employee share ownership plan
Exco
Group Executive Committee
SAA
Strategic asset allocation
SAICA
South African Institute of Chartered Accountants
SARB
South African Reserve Bank
SFAs
Supplier finance arrangements
SMB
Small and Medium Business
SME
Small and medium enterprise
SMME
Small, medium and micro enterprise
SMS
Short Message Service
